OFE

Mortgages

8 banks compared · April 2026 rates

Fixation period:

Your Mortgage Profile

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Loan amount3 000 000 Kč
Property value3 750 000 Kč
Monthly income40 000 Kč
Existing loans0 Kč
Residence statuscitizen

Market Average (Apr 2026)

1Y fixation4.89 %
3Y fixation4.49 %
5Y fixation4.69 %

Rates shown are indicative starting rates (p.a.). Final rates depend on your credit profile, LTV, and income documentation. Non-EU residents may face additional requirements.

Your Personalized Results

8 banks
1
🟩

Fio banka

0% entry fee
99%
Match Score
4.18 %
3Y rate p.a.
16 135 Kč
Est. monthly payment
80 %
Max LTV
4.7
2
✈️

Air Bank

0% entry fee
97%
Match Score
4.39 %
3Y rate p.a.
16 488 Kč
Est. monthly payment
90 %
Max LTV
4.6
3
🟠

Moneta Money Bank

95%
Match Score
4.19 %
3Y rate p.a.
16 152 Kč
Est. monthly payment
90 %
Max LTV
4.5
4
🔵

ČSOB

85%
Match Score
4.49 %
3Y rate p.a.
16 658 Kč
Est. monthly payment
90 %
Max LTV
4.4
5
🟡

Raiffeisenbank

85%
Match Score
4.49 %
3Y rate p.a.
16 658 Kč
Est. monthly payment
90 %
Max LTV
4.3
6
🟢

Česká spořitelna

84%
Match Score
4.59 %
3Y rate p.a.
16 829 Kč
Est. monthly payment
90 %
Max LTV
4.3
7
🟡

Komerční banka

83%
Match Score
4.59 %
3Y rate p.a.
16 829 Kč
Est. monthly payment
90 %
Max LTV
4.2
8
🔴

UniCredit Bank

83%
Match Score
4.59 %
3Y rate p.a.
16 829 Kč
Est. monthly payment
90 %
Max LTV
4.1