DIP — Dlouhodobý Investiční Produkt

7 providers compared · April 2026 data

What is DIP?

Dlouhodobý Investiční Produkt (DIP) is a Czech government-supported long-term investment product for retirement savings, introduced in 2024. It offers tax deductions up to 48,000 CZK/year and employer contributions up to 50,000 CZK/year.

Your DIP Profile

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Monthly contribution2 000 Kč
Annual contribution24 000 Kč
Tax bracket15 %
Employer contributesNo
Risk tolerancebalanced

Your Tax Saving

Deductible amount24 000 Kč
Tax rate15 %
Annual saving3 600 Kč

Your Personalized Results

7 providers
1
🏆

Patria Finance (ČSOB)

0% all fees
99%
Match Score
Free
Mgmt. fee
500 Kč
Min. investment
Online
Account setup
4.8
2
🟩

Fio banka

0% all fees
99%
Match Score
Free
Mgmt. fee
100 Kč
Min. investment
Online
Account setup
4.7
3
🟢

Česká spořitelna

0% all fees
99%
Match Score
Free
Mgmt. fee
500 Kč
Min. investment
Online
Account setup
4.3
4
💼

Banka CREDITAS

0% all fees
99%
Match Score
Free
Mgmt. fee
1 000 Kč
Min. investment
Online
Account setup
4.4
5
📊

Conseq Investment Management

0% all fees
90%
Match Score
Free
Mgmt. fee
500 Kč
Min. investment
Online
Account setup
4.2
6
📈

CYRRUS

89%
Match Score
0.5% p.a.
Mgmt. fee
1 000 Kč
Min. investment
Online
Account setup
3.9
7
🌍

Amundi Czech Republic

0% all fees
85%
Match Score
Free
Mgmt. fee
1 000 Kč
Min. investment
In-person
Account setup
4.0